Explore financial incentives available to Dayton homebuyers & tenants.
Encourages investment within a targeted area that will improve real property.
The property tax that is assessed due to improvements made to residential real property is reduced (exempted) by a predetermined percentage for a predetermined period of time.
$5,000 in down payment assistance for low to moderate income home buyers; $7500 in repairs for elderly/disabled persons.
One renter awarded next month rent if their building is part of the association.
A down payment assistance program to first-time homebuyers. If qualified, you may receive up to 10% of the home’s purchase price toward the down payment and closing costs. The loan is a 0% deferred second mortgage
Down payment and closing cost assistance loan in the form of a zero percent deferred loan. The maximum McHAF loan will be 40% of the total qualifying household income with a maximum total of $25,000.
FHA’s Limited 203(k) program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser. Homeowners can make property repairs, improvements, or prepare their home for sale. Homebuyers can make their new home move-in ready by remodeling the kitchen, painting the interior or purchasing new carpet.
An emergency home repair program for low to moderate income home owners.
Prevention, Retention and Contingency (PRC) program
Qualifying senior citizens, those with a permanent disability, and surviving spouses of a public service officer who was killed in the line of duty are eligible for a reduction on a portion of their property taxes under the Homestead Exemption Program
The Ohio Housing Finance Agency offers down payment assistance, career-related interest rate discounts and other loan products to make buying a home or condo easier.