Categories
Financial Incentives

Auditor-Montgomery County

Reduction in taxes owed up to the firs t$25,000 of the market value of your residence.

mcohio.org/government/elected_officials/auditor/real_estate/homestead

Categories
Financial Incentives

Community Reinvestment Areas

Encourages investment within a targeted area that will improve real property.

The property tax that is assessed due to improvements made to residential real property is reduced (exempted) by a predetermined percentage for a predetermined period of time.

Categories
Financial Incentives

CountyCorp

County Corps provides links to resources offered by County, City and OHFA.

countycorp.com/programs/homeownership-center

Categories
Financial Incentives

Federal Home Loan Bank of Cincinnati (FHLB)

$5K downpayment assist for low-mod buyers; $7500 in repairs for elderly/disabled persons

fhlbcin.com/community-investment/

Categories
Financial Incentives

Greater Dayton Apartment Assistance Foundation

One renter awarded next month rent if their building is part of the association.

gdaa.org/rent-assistance

Categories
Financial Incentives

Homeownership Center

A down payment assistance program to first-time homebuyers. If qualified, you may receive up to 10% of the home’s purchase price toward the down payment and closing costs. The loan is a 0% deferred second mortgage

homeownershipdayton.org/down-payment-assistance/city-of-dayton-dpa

Categories
Financial Incentives

Housing Opportunities Commission of Montgomery County

Down payment and closing cost assistance loan in the form of a zero percent deferred loan. The maximum McHAF loan will be 40% of the total qualifying household income with a maximum total of $25,000.

hocmc.org

Categories
Financial Incentives

HUD

FHA’s Limited 203(k) program permits homebuyers and homeowners to finance up to $35,000 into their mortgage to repair, improve, or upgrade their home. Homebuyers and homeowners can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or an FHA appraiser. Homeowners can make property repairs, improvements, or prepare their home for sale. Homebuyers can make their new home move-in ready by remodeling the kitchen, painting the interior or purchasing new carpet.

hud.gov/program_offices/housing/sfh/203k

Categories
Financial Incentives

Miami Valley Community Action Partnership

LMI home owners

miamivalleycap.org/emergency-home-repair

Categories
Financial Incentives

Montgomery County

Prevention, Retention and Contingency (PRC) program

mcohio.org/social_services_and_income_support/emergency_aid

Categories
Financial Incentives

Ohio Housing Finance Agency (OHFA)

Down payment assistance grants for recent grads; mainly low interest loans for qualified buyers.

myohiohome.org

ohio.gov/wps/portal/gov/site/government/state-agencies/ohio-housing-finance-agency

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